Latest Insurance News
Frozen pipes and other ice and snow damage
My pipes froze and burst, damaging my home. Do I have coverage? Most homeowners insurance policies, except for the very basic ones, cover damage to the home resulting from broken pipes due to freezing. For example, your insurance company will pay to clean or pay the...
Your homeowners policy and storm damage—what’s covered?
Generally, how does my homeowners policy respond to storm damage to my property? Your homeowners policy covers most losses that may occur to your dwelling and personal property. Commonly, losses resulting from theft, fire, wind, vehicles and vandalism are covered....
Planning for the interruption of business due to catastrophe
What is business interruption insurance? As we all witnessed on Sept. 11, 2001, catastrophes can happen suddenly. When the property of a business is destroyed, or access to business property is denied, there follow two potential consequences. One, business...
What to do at the scene of an Auto Accident
If you are witness or involved in an auto accident, here are things you need to do: STOP immediately, but do not obstruct traffic. ASSIST injured. Have someone call police. Repeat after 5 minutes SECURE names, phone numbers, addresses of other drivers, witnesses,...
Winter Driving Tips – Part 4 of 4
Because of the cold, winter breakdowns can be deadly, especially when traveling in remote areas. Consider carrying extra warm clothes, blankets or a sleeping bag, matches and a two-way radio or cell phone. A Flashlight or other form of signal light is always...
Winter Driving Tips – Part 3 of 4
First and foremost, if you don’t have to go out, don’t. If you must drive during a winter storm, turn on your low beams, which provide better illumination in snow than high beams. Do not use cruise control on slick, icy or wet roads. Slow down. Posted speed limits are...
Winter Driving Tips – Part 2 of 4
How can I make my car ready each time I drive? Clear your entire vehicle of ice and snow before you drive. This includes all the windows, roof, hood and trunk. Debris that comes off your vehicle while driving can be hazardous to other drivers. In some states...
Winter Driving Tips – Part 1 of 4
Is your vehicle ready for winter driving? Proper maintenance for your automobile is always important, but this especially is true during the winter. Check your coolant. Make sure the coolant level is correct and that it is mixed according to the manufacturer’s...
Umbrella Insurance
Without adequate insurance, one accident might bring down your business. The fact is, many business owners aren’t adequately protected against a catastrophic claim. One accident with a business vehicle or a slip on company property can result in expensive...
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