Checklist for Life Changes

Checklist for Life Changes

Life changes can put our emotional states into hyperdrive. What you need to do when you experience a major life change is something you’re not thinking about. That’s why we’ve created a list of all the major life changes and what steps should be...
Does your Family Have Adequate Life Insurance?

Does your Family Have Adequate Life Insurance?

It’s always too soon to lose a loved one, but too often too late to plan for the ones who are left behind. 3 out of 5 families do not have adequate life insurance. Of those families without adequate coverage, 50% have no coverage at all. What’s even worse...
Workers Comp 101

Workers Comp 101

In this segment we will review the different programs available for Workers Comp coverage. Three of the most popular programs are the pay-as-you-go program, the Up Front Discount Program, and the Dividend Program.   The cost of Workers Comp coverage is pretty...
Security System & Savings

Security System & Savings

You can get a Security System & Savings all with little to no cost to you. A security system can help you save on your Homeowners insurance. Many Carriers offer discounts for Homes and Apartments with Professionally-Monitored security systems. Current customers...
30 Day Wait for Flood Coverage

30 Day Wait for Flood Coverage

Did you know that there is a 30 Day wait for Flood Coverage in New Jersey? Disaster strikes without warning. An example of this was back in October of 2012 with hurricane Sandy. Hurricane Sandy was so powerful that it is commonly referred to as “Superstorm...