Did you know that there is a 30 Day wait for Flood Coverage in New Jersey? Disaster strikes without warning. An example of this was back in October of 2012 with hurricane Sandy. Hurricane Sandy was so powerful that it is commonly referred to as “Superstorm...
Umbrella Insurance is the most unappreciated and underutilized policy that every American should have! One of the main reasons is because not many people know what it is or why they should have it! Whether it’s a supplement to your personal lines policies...
A brief description of Cyber Security Insurance courtesy of PIA (Professional Insurance Agents): Cyber Security Insurance is a catch-all term for policies that can cover hacked computers, virus attacks, denial-of-service attacks, web content liability and other...
Winter storms can bring a whole array of exposures to your buildings and operations. Some regions of the country have experienced record-breaking snowfalls in recent years, which in turn has increased the hazard of roof collapse. All properly built roofs need to be...
Are you aware of all the discounts and programs options offered by insurance companies? Part of the value of using an independent insurance agent is we know all of the discounts and programs available to you. A misconception often made is that an independent insurance...
What is business interruption insurance? As we all witnessed on Sept. 11, 2001, catastrophes can happen suddenly. When the property of a business is destroyed, or access to business property is denied, there follow two potential consequences. One, business...
