Umbrella Basics and Beyond

Umbrella Basics and Beyond

The Most Unappreciated, Underutilized Policy every American Needs to Have: The Umbrella Policy is not common knowledge, but it should be! Whether it’s a supplement to your personal lines policies (Auto/Homeowners) or Extended coverage for your business, it can...
Economical and Green Home Security Tips

Economical and Green Home Security Tips

Save money, Save the planet: Creating a lived in look, while saving on expenses can be tricky. You want to deter potential burglars but don’t want to leave the lights on or the radio blasting full time. Here are just a few ideas to give you piece of mind so you...
Flood Facts you need to know. When to Buy? NOW!

Flood Facts you need to know. When to Buy? NOW!

Fact #1 Everyone Lives in a Flood Zone and everyone needs flood insurance. Most have personally witnessed family and friends who were caught completely unaware by a flood. They suffered terrible losses to their dwellings and personal property, due to lack of flood...
Preparing and Adjusting to Life Changes

Preparing and Adjusting to Life Changes

We all go through a lot of changes in our lives; some big, some small. Whenever our life changes our insurance needs can and usually do change with it. For most, getting married is one of the first major changes that affect our insurance needs. Adjusting from being on...
Engagement Ring and Other Jewelry Insurance

Engagement Ring and Other Jewelry Insurance

Whether your getting engaged or you’re already engaged, there’s nothing more important than protecting your investment. It’s not the first thing that comes to mind and rightfully so. You are excited, nervous, planning for the right moment…. Let...
Umbrella Basics and Beyond

New Jersey Insurance Policy Discounts and Programs

Are you aware of all the discounts and programs options offered by insurance companies? Part of the value of using an independent insurance agent is we know all of the discounts and programs available to you. A misconception often made is that an independent insurance...