30 Day Wait for Flood Coverage

30 Day Wait for Flood Coverage

Did you know that there is a 30 Day wait for Flood Coverage in New Jersey? Disaster strikes without warning. An example of this was back in October of 2012 with hurricane Sandy. Hurricane Sandy was so powerful that it is commonly referred to as “Superstorm...
Umbrella Basics and Beyond

Umbrella Basics and Beyond

Umbrella Insurance is the most unappreciated and underutilized policy that every American should have! One of the main reasons is because not many people know what it is or why they should have it! Whether it’s a supplement to your personal lines policies...
Economical and Green Home Security Tips

Economical and Green Home Security Tips

Save money, Save the planet: Creating a lived in look, while saving on expenses can be tricky. You want to deter potential burglars but don’t want to leave the lights on or the radio blasting full time. Here are just a few ideas to give you piece of mind so you...
Flood Facts you need to know. When to Buy? NOW!

Flood Facts you need to know. When to Buy? NOW!

Fact #1 Everyone Lives in a Flood Zone and everyone needs flood insurance. Most have personally witnessed family and friends who were caught completely unaware by a flood. They suffered terrible losses to their dwellings and personal property, due to lack of flood...
Preparing and Adjusting to Life Changes

Preparing and Adjusting to Life Changes

We all go through a lot of changes in our lives; some big, some small. Whenever our life changes our insurance needs can and usually do change with it. For most, getting married is one of the first major changes that affect our insurance needs. Adjusting from being on...
Engagement Ring and Other Jewelry Insurance

Engagement Ring and Other Jewelry Insurance

Whether your getting engaged or you’re already engaged, there’s nothing more important than protecting your investment. It’s not the first thing that comes to mind and rightfully so. You are excited, nervous, planning for the right moment…. Let...