Please share this article

30 Day wait for Flood Insurance in New Jersey

Did you know that there is a 30 Day wait for Flood Coverage in New Jersey?

Disaster strikes without warning. An example of this was back in October of 2012 with hurricane Sandy. Hurricane Sandy was so powerful that it is commonly referred to as “Superstorm Sandy”. Millions of people throughout New Jersey and the North East had substantial damage. It came without much warning and many were unable to procure Flood Insurance before the storm. The 30 day waiting period applies in most circumstances with very few exceptions. Your best option is to get a flood insurance quote as soon as possible. Flood season runs through most of the year and gets more aggressive as we get closer to hurricane season.

*For Residential properties you can secure coverage for up to $250,000 on the building and $100,000 for building contents.

*For Commercial properties you can secure coverage for up to $500,000 on the building and $500,000 for building contents.

*Coverage is subject to the 30 Day wait for Flood Coverage in New Jersey

Did you know that Everyone lives in a Flood Zone and that Flood damage is not covered by Homeowners or Business Policies. Furthermore, Flood Insurance is affordable and easy to get. Federal Disaster relief may not help you and certainly won’t be sufficient to reclaim all your losses. Not to mention, getting relief can be an extremely taxing and long process! For a list of FACTS regarding flood insurance, please see our previous article Flood Insurance Facts

Get your quote before it’s too late!

For more information, including some exceptions, visit the FEMA website for the National Flood Insurance Program

To calculate the potential costs of a flood to your home or business, the National Flood Insurance Program, provided by FEMA, provides a Flood Risk and Cost estimator tool.


Please share this article