New Jersey Insurance Policy Discounts and Programs

New Jersey Insurance Policy Discounts and Programs

Are you aware of all the discounts and programs options offered by insurance companies? Part of the value of using an independent insurance agent is we know all of the discounts and programs available to you. A misconception often made is that an independent insurance...
It’s winter—pay special attention to fire safety

It’s winter—pay special attention to fire safety

December, January and February are the leading months for home fires and fire deaths in the United States. On average, more than one-third of home fire deaths in the United States occur during the winter months. Here are tips to help you protect your family and your...
Frozen pipes and other ice and snow damage

Frozen pipes and other ice and snow damage

My pipes froze and burst, damaging my home. Do I have coverage? Most homeowners insurance policies, except for the very basic ones, cover damage to the home resulting from broken pipes due to freezing. For example, your insurance company will pay to clean or pay the...
Your homeowners policy and storm damage—what’s covered?

Your homeowners policy and storm damage—what’s covered?

Generally, how does my homeowners policy respond to storm damage to my property? Your homeowners policy covers most losses that may occur to your dwelling and personal property. Commonly, losses resulting from theft, fire, wind, vehicles and vandalism are covered....